Thrive brings all your credit card, checking, savings, retirement, and investment accounts into one place so you can easily see what you have, what you owe, and where you can grow. Your spending is automatically categorized so you can see exactly where your money is going. For example, let’s say you spend $4.45 a day on caramel mocha lattes. You’ll see that this adds up to $89 a month, and over a $1,000 per year. It analyze your financial information and calculate your financial health, which accurately predicts your financial stability in the long term. Based on this understanding, Thrive will then give you specific advice to help you improve.